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        哈爾濱銀行 harbinbank

        EN

        匯入匯款

        來源: 作者:系統管理員 發布時間:2016年09月07日 點 擊:

          匯款方式

          

          電匯、信匯、票匯

           

          匯款解付的原則

          1、已經收妥頭寸的匯款解付必須堅持"隨到隨解"的原則。從收到貸記報單或其他收匯憑證起,電匯最遲不超過二個工作日完成,信匯最遲不超過五個工作日完成。

          2、匯款解付堅持"誰款誰收"的原則,具體操作按照有關結匯、售匯及付匯管理規定

          及境內賬戶管理規定辦理,公司為收款人的,只能辦理入賬;收款人是私人的,須交驗有效身份證件。

          3、堅持"有詢必查、有查必復、電查電復、先內后外"的原則,電查在2個工作日內答復,函查在5個工作日內答復。   

           

          匯入匯款的退匯

          1、如匯出行提出退匯,若匯款尚未解付,我行可在收妥頭寸后辦理退匯。若匯款已經解付,我行也應回復匯出行,請匯款人直接與收款人聯系退匯事宜;

          2、若收款人拒絕接受匯入款,應說明拒收理由,我行與匯出行聯系后,按其指示辦理退匯。

          3、經查詢后,因收款人名稱、帳戶、地址不清等原因而無法解付的匯入款,超過三個月的我行應主動與匯出行聯系退匯。

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