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        哈爾濱銀行 harbinbank

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        單位活期存款

        來源: 作者:系統管理員 發布時間:2016年09月08日 點 擊:

          單位活期存款:

          單位活期存款,是指金融企業吸收存款單位存入的可隨時取用的存款。

          單位人民幣活期存款是單位客戶存入銀行后隨時可以支取的存款。包括各類企事業單位的結算戶存款。

             

          業務特點:

          存款利率低,流動金額大。

             

          業務辦理方式:

          單位活期存款實行賬戶管理,賬戶類型包括基本賬戶、一般賬戶、臨時賬戶和專用賬戶。

              

          利率標準:

          單位人民幣活期存款,按結息日掛牌活期存款利率計息,遇利率調整分段計息。

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