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        哈爾濱銀行 harbinbank

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        應收賬款質押融資

        來源: 作者:系統管理員 發布時間:2016年09月08日 點 擊:

          應收賬款質押融資是指企業以賒銷產生的應收賬款進行質押向銀行申請的融資業務。

          業務特點;

          應收賬款可以提前變現,有效提高中小企業營運資金周轉效率;以應收賬款為基礎獲得“資金池”服務;還款方式靈活,企業可以直接以自有資金還款,也可以買方到期支付的貨款償付融資。

          適用對象:

          形成應收賬款的買方實力強、信譽好,屬強勢企業;賣方一般為需要資金迅速擴大產銷規模的、有市場、有發展潛力的優勢中小企業。

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