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        哈爾濱銀行 harbinbank

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        動產質押融資

        來源: 作者:系統管理員 發布時間:2016年09月08日 點 擊:

          動產質押融資是指企業以其所有的動產進行質押,申請獲得銀行融資。

          業務特點:

          動產質押期間不影響銷售,企業銷售時,可以采取多種形式提取貨物進行銷售。動產質押既支持貸款,也支持承兌、保證、信用證等其他授信業務,企業可根據自身情況靈活選擇;融資期限和還款方式可靈活選擇;可以一次性提取質押動產,也可部分提取質押動產,為企業銷售提供便利。

          適用對象:

          有固定盈利模式,動產占比較高,缺少可用于抵押的固定資產的生產型、貿易型企業。動產以大宗、通用原材料、基礎性生產物資為主,價格相對穩定,易于變現。

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