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        哈爾濱銀行 harbinbank

        全國統一客服電話:95537/4006095537??? 信用卡客服專線:4006695537
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        小企業流動貸

        來源: 作者:系統管理員 發布時間:2016年09月06日 點 擊:

          小企業流動貸是指向借款人發放的用于滿足日常生產經營流動資金周轉的貸款業務。

           

          適用對象

          依法向工商行政管理部門登記的小企業法人客戶。

              

          業務特點

          擔保方式靈活,包括:抵押擔保、存單質押擔保、國債質押擔保、動產質押擔保、知識產權質押擔保、擔保公司保證擔保、法人保證擔保、聯合保證擔保及信用貸款等;

          貸款期限合理,可采用循環貸款方式,實現貸款資金隨借隨還。

          還款方式多樣,可根據借款人實際經營狀況采取等額還款、按月還息到期一次性還本、分期還款、按計劃還款等方式。

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