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        哈爾濱銀行 harbinbank

        全國統一客服電話:95537/4006095537??? 信用卡客服專線:4006695537
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        人民幣教育儲蓄

        來源: 作者:系統管理員 發布時間:2016年10月27日 點 擊:

          教育儲蓄的對象:

          我行教育儲蓄的對象為在校四年級(含四年級)以上學生。

          辦理方式:

          采用實名制,辦理開戶時,儲戶須持本人有效身份證件以儲戶本人的姓名開立存款賬戶。

          存款期限:

          可選擇一年、三年和六年期限。最低起存金額每戶50元,每一賬戶本金合計最高限額為2萬元。

          教育儲蓄的優點:

          教育儲蓄為零存整取方式,但享受整存整取利率:一年和三年期分別按開戶日同檔次整存整取定期儲蓄利率計息,六年期按開戶日整存整取五年期儲蓄利率計息。該項儲蓄免征利息所得稅。儲戶到期支取時,須憑存折和學校提供的正在接受非義務教育的學生身份證明,享受利率優惠和免征利息稅 教育儲蓄是家庭為子女教育消費積累資金的良好工具。

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